Retirement Success Stocks versus diversification. Brent I am so excited because we love that we can answer your questions. We love that we can

load you guys up with financial information. We sit around as a content team trying to put

together topics that we think might be viable to you, but we also

love that we can answer your questions, that we can speak to the things that you're most curious

about.

So right now we have the team out in the wings collecting your questions and we want to load you up

So with that creative director Rebe I'm gonna throw it over to you. Yeah so speaking of retirement success we're kicking it off with a question from Mark on just that.

He says, I use the historical simulations of retirement that you've mentioned.

And 100% stocks always had better quote unquote success rates than diversifying into cash and

bonds. If that's true, why is diversification safer?

Yeah, you know, Marry, this is an interesting question.

We get this a lot.

So if you've played with any sort of like historical simulations, Monte Carlo analysis,

or even if you look at like the Trinity study, a lot of times it will show that all equity portfolios have higher probability success or higher return metrics than diversified portfolios.

And so the question is, why then do we diversify it?

Brian, and I think there's a, I think there are a few reasons.

The first is pretty obvious and pretty intuitive.

We believe that past performance does not

significant does not suggest future results, right? So because equities have

always been the top performing asset class,

and most people when they do this,

they use a singular asset class.

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