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Money Guy Show

The Truth About Building Wealth in Your 30s

Money Guy Show

Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors

Education, Retirement, Moneyadvice, Investing, Savingmoney, Personalfinance, Business

4.62.8K Ratings

🗓️ 31 October 2025

⏱️ 28 minutes

🧾️ Download transcript

Summary

Your 30s are full of change (new jobs, family growth, and rising expenses) but they’re also packed with potential. We unpack the best financial strategies for navigating this “messy middle” decade, from investing wisely and building security to finding balance and avoiding regret. Learn how to grow your wealth, protect your future, and still live a fulfilling life along the way. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:29.9

Your 30s is an incredibly important decade when it comes to building your wealth.

0:35.4

Brent, I am so excited to talk about our tips for the 30s because you're right.

0:40.4

It is so important.

0:42.4

It's full of so much potential, potential for growth and potential for mistakes.

0:47.5

So we're going to go over the best advice we'd give people going through this messy middle

0:52.9

decade so you can make sure you're on the right path.

0:55.9

And while this content is geared toward our 30-year-olds,

0:59.8

we think people of any age can take away some valuable lessons from this one.

1:03.6

So, buckle up.

1:15.9

So one of the things we want people in their 30s to recognize, and even though it might not feel this way, when it comes to being your 30s, time is still your most viable resource.

1:21.9

I mean, we talk all the time about how in your 20s it's the most viable resource, but that

1:25.7

is still the truth, even for folks who are in their 30s. Well, this is what I worry about. You probably resemble this in a lot of ways is that when you're in your 30s, we call it the messy middle. It's messy. And the reason is, is because you're short on time, you're short on money, because there's just a lot of things going on in your life. That's why we say it's so messy. You might be, you know, having more job commitments, but yet you're growing your family. There's just so much going on. I don't want people to miss out on the fact that this is such a powerful time to still unleash compounding growth. And what I think is interesting, your 30s is this unique decade where when you start building wealth it feels so slow it feels like

2:01.9

you're not really making any progress you're not really making any attraction but then when it starts to

2:07.2

move fast it starts to move really fast and I think for a lot of folks that happens in the 30s you have

2:11.9

these two periods this period where man I'm slowly slowly building and then you have this aha period

2:16.6

where you say holy cow I can't believe what my dollars are actually doing for me. Well, I think it's better

2:21.1

if we have an illustration. And I think about, if we took somebody and we used the assumption,

...

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