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Money Guy Show

The Truth About Building Wealth in Your 20s

Money Guy Show

Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors

Education, Retirement, Moneyadvice, Investing, Savingmoney, Personalfinance, Business

4.62.8K Ratings

🗓️ 28 November 2025

⏱️ 36 minutes

🧾️ Download transcript

Summary

If you’re in your 20s and feel like you’re already behind, this episode is the reset you didn’t know you needed. We reveal the biggest mindset shifts and money traps that quietly shape the rest of your financial life and how a few smart moves now can change everything later. It’s equal parts motivation and game plan, with a fresh take on building wealth without missing out on life today. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Have you ever wondered what a sandwich sounds like?

0:03.0

Not much to it, is there?

0:06.0

Unless, of course, it's a Walker's sandwich.

0:10.0

Mmm, that is good. Now that's what Asani should sound like.

0:15.0

Go all crisp in with walkers.

0:18.0

Delicious.

0:20.0

If you think you know everything about building wealth when you're young, I want you to think again.

0:23.9

Brent, I am so excited about this because we love helping people see that there's a better way to do money.

0:31.4

And we are going to share exactly that today.

0:34.6

We're going to walk you through what everyone in their 20s needs to understand about money

0:38.5

and how it can supercharge your financial life. With that, let's jump right in.

0:48.9

Brian, since we're starting in the 20s, let's go ahead and level set and let's have just

0:52.7

a big sigh of relief because I think a lot of people in their 20s, let's go ahead and level set and let's have just a big sigh of relief

0:55.2

because I think a lot of people in their 20s right now have a specific feeling when it relates

1:00.7

to their financial life. And it's generally this idea that I'm behind. And right now,

1:05.9

we want you know, we want you to hear from us, it is normal to feel behind right now at this stage. Well, you're at the

1:12.4

beginning of this entire journey. I think that's what we haven't had enough time for you to reach

1:16.9

all the milestones, to have the success points. But you also, that, that fear or just the fact that

1:24.1

you have so much ahead of you is also the perfect canvas for you creating

1:28.3

something that's really magical over the long term.

1:31.0

Now, if we actually look at this, 41% of Gen Zs actually have a negative net worth right now.

1:36.6

And we don't want you to stay there.

...

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