I am so excited for today's podcast episode. So welcome back to the show. If you're a frequent

listener, if you're a new listener, I love getting to do different topics, whether it be tax

strategy, withdrawal, health insurance. Today is none of those. It is going to be a story. Now,

it's going to be a few stories, and I hope you actually enjoy it more than some of my case studies

where I will go through

specifics on Social Security and withdrawal strategies and Roth conversions and yes, I love that

stuff. But today is a story. And the reason for this is because I just got back from the dentist

and I will not be telling you about all of my teeth, even though I know you guys are dying to

know. No, I know you're are dying to know, no, I know

you're not bad joke. But the point here is my dentist, is a new dentist, and he is a dentist

because he was a hockey player. And he got all of his front teeth knocked out. And just the thought of

that made me be like, yeah, I am never playing hockey. Not that I was ever debating it. But he was telling me, because naturally I'll get into, okay, here's why I became a financial advisor. It's cool hearing why you're a dentist. And we went back and forth. We were not doing that when he was evaluating my teeth because we've all been there where they're like, so how's your day going? And you're like, I don't know. don't know, your hands are in my mouth, I can't really talk. But the point here is this dentist is a really nice, awesome guy. I'm gonna even link below his information in case you guys wanna reach out to him, but he has a father who got dementia at 60. And he was asking me why I love doing financial planning.

And I was saying, to be honest, it's because of cases like that. And of course, I needed to add some

context real quick there because or else it just sounds terrible. Like I became an advisor because

your dad got dementia at 60. And so I said, look, it's because did your dad save and invest? And he goes,

well, he didn't really invest, but he did save and he worked really hard. And then at 60, all of what he

saved for is really just going to long-term care expenses. And that's really sad. I want someone like

his father to enjoy his life. And so if that means you retire earlier and you prioritize your

health and you save the right way and you get more family time, well, that's why I love this stuff.

So today is just a story about the power of not just good planning, but almost doing the wrong

financial thing, but leading to a better life. Let me explain what that means.

So I'm going to go through that today. If you are new to the show, welcome. I love getting to

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