Hi Andrew Thrasher who's a portfolio manager for Financial Enhancement group and asset management firm located here in Central Indiana and he's the founder of Thrasher Analytics as well.

I ask Andrew on today to talk about a recent blog post if is entitled,

Student loans are not a national crisis.

Student loans have become a hot button issue, especially on the presidential campaign trail of late.

I think everyone recognizes that student loans are a big issue coming in at some 1.5 trillion dollars,

but how to deal with them is another question altogether.

Andrew, the topic of student loans isn't something you typically write about.

What prompted you to take on the issue?

It's definitely a break away from my normal more market-related topics that I focus on on my on my blog

Like you said it's something that's kind of come into the the main view of

Media with with it being part of the presidential election and it's

something I started kind of researching and just had an interest in and seeing how

much debt really is it really that big of an issue and kind of where were some of the solutions for it or for financial planning firm and so it's definitely a topic we have with clients who are trying to do some college planning and so so it was something that kind of had the

data and sat on it because I thought it'd be more controversial. And it really

wasn't. The response from the from the post has been very positive, which is

which is great to see. Student loan debt is definitely an issue and so I think it's something that a lot of people come in contact with,

as most people that go to college, it's college, called funding is expensive.

About two-thirds of the country goes to college or has a college degree.

However, only 15% and what I talked about in my article,

but only 15% really have college debt.

The number itself, as you said earlier,

the over 1.5 trillion dollars

...