The aim of argument or of discussion should not be victory but progress.

Joseph Jibair. Jeff Beer. Hey, welcome to the retirement answerman show, Roger Whitney here.

This is the show dedicated to helping you not just survive retirement but to have the confidence because you're doing

the work to really lean in and rock retirement. By day if you're new here I am a

practicing retirement planner walking this journey with clients and over the last 10 years on

this show I've used to sharpen my saw and skills on my mastery journey but also to

noodle with you on how do you actually do this retirement planning well so you can get on with your life

which is the whole point right this week we're gonna have a conversation with

Michael Kittis from the Kittsus.com blog, well really ecosystem, which is one of the most innovative

thinkers about retirement planning and financial services on the state of retirement planning.

One thing that will come out in this,

which is important for you to know as a consumer,

but very important for me as a retirement planner to know,

is that there is no one right way. No algorithm has been written

that solves retirement for you, me, or anybody that I work with. And that's important to remember,

so you can be a better consumer

and be more critical of the process that people are using.

And I, as a planner, can be more humble

and focus on quality of decision-making in iteration.

In my framework that is agile retirement management using agile project

management. But I think that's really important to acknowledge here is that this is a progress of, yeah, the math, because the math is the math, and it's really important, but there's a whole other side that math can't solve for and that really comes out I think and

Michael Kittis and I our conversation. We just completed a listener survey about

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