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The Ramsey Show

The Solution to Your Problems Is the Person in the Mirror

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 โ€ข 38.5K Ratings

๐Ÿ—“๏ธ 10 October 2024

โฑ๏ธ 84 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app. Jade Warshaw & George Kamel answer your questions and discuss: "Don't pay off your boyfriend's debt," Why debt consolidation isn't a good plan, "What Baby Step am I in?" "My dad is holding a parent plus loan over our heads," "I don't want to put my boyfriend on the house deed when we get married," Support Our Sponsors: ๐ŸŒฑ Get 10% off your first month of BetterHelp ๐Ÿฅ Learn more about Christian Healthcare Ministries ๐Ÿก Get started today with Churchill Mortgage ๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐Ÿ’ค Visit Helix Sleep for special offers! ๐Ÿ’ป Visit NetSuite today to learn more ๐Ÿ—‚๏ธ Use promo code RAMSEY for18% off at The Nokbox ๐Ÿ›Get started with YRefy or call 844-2-RAMSEY ๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! ๐ŸŽŸ๏ธ See Dave and John LIVE in a city near you! ๐Ÿ  How to Buy a Home Course Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ย  ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿ’ผ The Ken Coleman Show ๐Ÿ“ˆ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

From the Ramsey Network, it's the Ramsey Show. I'm your host Jade Warshot next to me is George

0:19.0

Camel. We've got a rowdy studio audience over there behind the glass if you don't know you can

0:24.9

actually come here to Ramsey Solutions watch the show live a lot of people

0:28.3

choose to do that and we're happy that they do if you're not here live you can

0:31.1

call in the number is triple 8, 825,

0:33.6

5225, 525, 225, and we'll get you on the line. We've got the incredible Christian

0:38.2

over there screening the calls, making sure you're not a psycho, but we don't think that you are.

0:43.0

So let's go straight to the phone lines.

0:44.8

We've got Lily, who's in New York, New York.

0:48.3

What's up, Lily?

0:50.5

Hi, thanks for taking my call. I'm calling because I want to know your guys' opinions on me taking a second

0:58.4

consolidation amount for my boyfriend's credit card debt.

1:01.8

Ooh, it's not even for you.

1:03.2

It was like three bad decisions wrapped up in one.

1:05.4

How did we get here?

1:07.4

So I've been with my boyfriend for about two years and when we met he was making good income I was made good

1:16.8

income he I guess didn't really understand credit cards I'm a credit card person

1:22.1

and I know you guys hate that term, but I really am. I've never been in

1:25.4

debt. I'm the one person that's able to like reap the benefits, not pay the interest.

1:31.0

Okay. But I, my boyfriend has taught me now why people are not

1:35.6

credit card people. He didn't really understand I guess interest and the first time

1:41.3

around was about a year ago I was hoping to move in with him

...

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