Welcome to the Jill on Money Show. It's Saturday, September 14th and we are here trying to help you make better financial decisions and so many of those decisions have to do with your ability to claim

Social Security at the time that's best for you. You hear this all the time on the program you hear people call in we say oh why

don't you wait till 67 could you wait till 70 instead of me talking about

that today we are going to bring you a portion of the webinar that we conducted with

the fantastic Heather Shriver. She is a Social Security expert. She's a

consultant. She's really smart and she was able to join us for the last webinar that we did. It was just a few months back and to maybe

Tantalize you with how fantastic these webinars are I'm going to bring you a portion of that interview today,

another segment tomorrow, and hopefully this will encourage you to sign up for our subscription service.

It's called Jill On Money Live.

And if that is something that's interesting to you,

you'll see it right at our website,

Jill on Money.com.

And again, Jill on Money Live provides you access to quarterly live

webinars like the one we conducted with Heather like the one that's coming up

around the corner on September 24th where we are hyper-focused on real estate and the real estate market and the new realtor rules and how you should be thinking about that and you can only be part of these webinars if you are a part of Jill on Money Live. It costs a whopping $35 for an

entire year. Again, you'll be able to check out the back catalog like our interview with Heather Schreiber,

bonus video content,

and you'll be able to participate in the real estate

webinar, so I encourage you to do that.

OK, but today we are going to give you that snippet

of our interview with Heather Schreiber.

And today we're starting with the quintessential important question

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