Finance doesn't need to be disrupted.

It means people who see the potential for progress,

like faster payments, more transparency, and new ways to meet compliance,

so that finance can move at the speed of business.

This is what our blockchain solutions deliver for financial institutions,

enterprises and central banks around the world.

Progress is a choice, and it's one you can make right now.

Ripple, crypto, means business.

Now, here we are on Wednesday morning.

We've had a little brief break to go to the city aisles.

Now, we're back in the sensible town.

You've been talking about the story.

I'm massively overhyped.

I've managed to resist, and I do try to resist the old-fashioned thing

of the only work done.

What have you got? I don't think the podcast.

Can I say I really, really appreciate it when you don't hassle me about it?

If you hassle me, I will lose my ride.

But it's kind of not hassling you about the podcast.

It's a bit like a no-dig garden.

You know that the garden where you don't dig, you leave it to the worms,

and you never fork it or eventually,

...