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Everyone's Talkin' Money

The Sneaky Ways We Sabotage Our Money - 40 Money Lessons for 40 Part 5

Everyone's Talkin' Money

Shari Rash

Self-improvement, Business, Health & Fitness, Mental Health, Education

4.2648 Ratings

🗓️ 16 October 2025

⏱️ 38 minutes

🧾️ Download transcript

Summary

Most of us think money mistakes are big, obvious moves — but more often, it’s the small, everyday decisions that quietly drain our wealth. In this final episode of 40 Money Lessons at 40, Shari uncovers the subtle ways we sabotage our financial progress and shows you how to spot, stop, and redirect those habits. Learn how to align your spending with your values, avoid common traps, and make every dollar work harder for the life you want. In this episode, you’ll learn: Why “great deals” and clearance finds often cost more than they save. How to rethink social spending and avoid lifestyle creep. Practical strategies to buy quality over quantity and reduce financial regret. Ways to keep your money aligned with what truly matters — without deprivation. ⁠40 Money Lessons at 40 - Part 1 40 Money Lessons at 20 - Part 2 40 Money Lessons at 40 - Part 3 40 Money Lessons at 40 - Part 4 Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

You're listening to Everyone's Talking Money, the show that's all about making life richer,

0:05.5

from your bank account to your mindset and everything in between. Whether you're here to crush

0:11.2

debt, grow wealth, or finally feel in control of your cash, you are in the right place. Let's dive in

0:19.3

and get you living life on your terms. You are one

0:22.9

conversation closer to financial freedom. Welcome back to the financial confidence boot camp.

0:40.5

Four weeks, four habits, one confident you.

0:43.8

If you're just joining us, this series is all about taking the money you're already earning

0:49.4

and turning it into real peace of mind.

0:52.6

No jargon, no shame, just clear, actionable steps to feel

0:57.4

secure, in control, and finally confident with your finances. Today's episode is week two,

1:04.6

and we're tackling one of the most emotional parts of money, debt, not from a place of guilt or restriction, but from a place of power.

1:14.7

Because debt isn't a life sentence. It's a situation. And situations, we can change those.

1:22.0

If this is your first time joining us, welcome. You're in the right place. This is the podcast for women who are done playing

1:29.7

small with their money and ready to build real lasting wealth without sacrificing the life they love.

1:36.9

Before we dive in, let me tell you about Sarah. Sarah came to me last spring, sharp, successful,

1:46.1

running her own consulting business.

1:48.3

On paper, crushing it.

1:55.6

Multiple six figures, beautiful home, designer handbags, the whole she's got it together, highlight reel.

2:02.5

But on our first call, her voice got really quiet when I asked her about her finances. That confident,

2:10.3

articulate woman I'd been talking to for 20 minutes suddenly became almost small. She told me she had some debt. Credit cards, maybe. She wasn't sure of the total. She'd been avoiding it for two

2:17.0

years. Honestly, she's probably

2:19.6

avoiding it for even longer if she was being honest with herself. When we finally sat down and

...

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