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Did you read with Tim Montgomery.

Welcome to the latest edition of the Times Opinion Podcast,

Did You Read.

My name is Tim Montgomery, editor of the Times's opinion pages.

And this week I'm joined by David Aronovich, Juliet Samuel and Faye Schlesinger.

This week has seen the Scottish Referendum campaign begin to get real.

Up till now the Yes People have been able to fantasise about how easily an independent

Scotland will be able to dictate the terms of its separation from the UK.

It'll be so simple in everyone's interest to do what Alex Salmond wants them to do.

But for the first time, we've begun to think about what that rest of the UK may want for itself.

Last week the Bank of England revised its GDP growth forecast for this year to 3.4%.

Is the bank being overly optimistic?

...