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The Stacking Benjamins Show

The Science of Better Ideas with George Newman SB1796

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.42K Ratings

🗓️ 28 January 2026

⏱️ 60 minutes

🧾️ Download transcript

Summary

Where do great ideas come from, and why do they always show up in the shower, on a walk, or five minutes after you've stopped trying so hard?

Joe Saul-Sehy, OG, and Neighbor Doug welcome this week's mentor, behavioral scientist George Newman, to unpack how creativity really works and how Stackers can use it to make better decisions with money, careers, and life.

This isn't about becoming "more creative" in a woo-woo sense. It's about understanding the conditions that consistently produce better ideas. George explains why your best thinking doesn't come from grinding harder but from combining curiosity, expertise, and space to think. The crew digs into why incremental improvement (the famous "1% better" mindset) often beats chasing giant breakthroughs, and how that approach applies just as well to financial planning as it does to business, habits, or personal growth.

You'll also hear why surveying the landscape before acting leads to smarter money moves, how relaxing your brain can unlock solutions you didn't know you had, and why most people already have access to better ideas but don't recognize them yet. Whether you're trying to improve your finances, rethink your career, or simply stop overthinking every decision, this episode gives you a practical framework for generating smarter ideas without burning yourself out.

What You'll Learn:

  • Where great ideas are most likely to come from (hint: not when you're stressed)
  • Why expertise plus curiosity beats raw inspiration every time
  • How the 1% better philosophy creates long term breakthroughs
  • The role relaxation plays in clearer thinking and decision making
  • Why surveying your options first leads to better financial outcomes
  • How small experiments like paper trading improve confidence before real world action
  • Why coaching, reflection, and time horizons matter more than quick wins

This Episode Is For You If:

  • You feel like you're working harder but not thinking better
  • Your best ideas come when you're NOT trying to force them
  • You're exhausted from grinding and want a smarter approach
  • You want to improve your finances but feel stuck in the same patterns
  • You're ready to stop chasing breakthroughs and start making steady progress

Questions to Think About:

When do your best ideas usually show up, and what are you doing when they arrive? What's one area of your finances that could improve with a "1% better" mindset? Drop your answers in the comments or the Basement Facebook group because George's framework for generating better ideas might shift how you approach everything.

FULL SHOW NOTES: https://stackingbenjamins.com/where-do-your-best-ideas-come-from-1796

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

Enjoy!

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Transcript

Click on a timestamp to play from that location

0:00.0

Sometimes I feel like everyone I work with is an idiot.

0:04.0

And by sometimes, I mean all times.

0:08.0

All the time.

0:10.0

Every of the time.

0:17.0

Live from Joe's mom's basement, it's the Stacking Benjamin Show.

0:28.3

I'm Joe's Mom's Neighbor, Doug, and on today's show, how do the best moments of your life happen? You or a friend

0:39.3

have a great idea. Where do those ideas come from? We'll find out today with our Wednesday mentor,

0:45.7

George Newman. In our headline segment, how can you get more comfortable with the stock market?

0:50.7

The Wall Street Journal is touting one way. We'll ask OG if that's his preferred method.

0:56.2

And you all know my preferred method to steal the show. That's right. At the halfway point,

1:01.1

I'll regale you with my trivia question. And now, two guys who'd be out building Snowman

1:06.9

if they weren't here with you, it's Joe. Oh and and oh, Jha, Jha, Jha, jeh. That's right,

1:16.6

Stackers. It's the two days a year that it snows in Texas. Hey, everybody, welcome to

1:22.4

freezing our butt off podcast. I'm Joe Saul C. High. Sit back, relax, because you are now at the greatest

1:29.1

money show on Earth, the second longest running personal finance podcast. Can you believe that?

1:36.2

It's been, uh, feels like yesterday, guys. We're ready for another episode. And this is a great one.

1:42.0

This week, all week, we're helping you get one percent

1:44.5

better. And today we're talking about having more great ideas. And a great idea for this show

1:50.4

was to involve the guy sitting across a card table from me. Mr. O.G. How are you, man?

1:55.5

What's up? Yep. Good. Do you like that, Doug? I try to butter him up. So he's not just

1:59.7

one percent more salty, but helping people get 1% better.

2:02.7

Did you hear how excited he was? Yeah. What's up? Yeah, of course. Of course I am. Duh.

...

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