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The Ramsey Show

The Road to Financial Freedom Begins With Hard Choices

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 16 January 2025

⏱️ 85 minutes

🧾️ Download transcript

Summary

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should I re-home my dog to pay off debt?" "How do we start saving for retirement?," "We don't want to get married," "Is it time for us to move out of California?" "My parents asked me to loan them 50k so they could put a down payment down on a house" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Listen to the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ☂️ Get trusted insurance coverage that fits your budget.  💵 Start your free budget today. Download the EveryDollar app! 💪 Invest with confidence! Get tickets to Investing Essentials 🏘️ Free Tools & Resources to Reach Your Home Goals 💰Watch 90-Day Money Makeover. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Live from the headquarters of Ramsey Solutions, it's the Ramsey show where we help people build

0:19.4

wealth, do work that they love, and create

0:21.6

amazing relationships.

0:23.3

I am Rachel Cruz hosting this hour with my good friend and hosts of the Dr. John

0:28.3

Deloney show, as well as bestselling author, John Deloney.

0:32.6

And so we are here to answer your questions, life, money, career, relationships, anything, anything and everything so give us a call

0:40.0

at triple eight 825 5225 up first we have sierra in cincinnati hey sierra welcome to the show

0:49.4

hi hello hello how can we help oh. I was just calling to inquire.

0:56.0

I've been, you know, recently addicted to listen to the show.

1:01.0

And so I'm wanting to pay down debt and get into a position to invest more.

1:07.0

So I had a question in regards to if I should possibly re-home my dogs, even though I don't want to, to get out of dog boarding fees when I'm traveling for work.

1:21.0

Oh, no.

1:21.7

Okay.

1:22.9

Most people listening like their dogs more than any people in their life.

1:28.6

Sear, how often are you traveling?

1:31.3

I'm sorry?

1:32.3

How often are you traveling?

1:34.2

So with my new job, I travel a little less than I did before.

1:39.8

So probably it just goes with the storms, potentially like five to six months out of the year.

1:46.1

And I'm usually gone from like 10 to 14 days at a time.

1:49.9

Okay.

1:50.4

And what's the boarding situation?

...

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