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The Ramsey Show

The Real Reason You’re Broke May Not Be What You Think

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 6 May 2024

⏱️ 115 minutes

🧾️ Download transcript

Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! ☎️ Share your thoughts on The Ramsey Show & more! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I lie about how much I'm selling my car for?" "How do we stop living paycheck to paycheck?" "Am I the exception to credit cards?" "My daughter wants me to move out of our house..." "We are struggling to pull the trigger on a house," "How can I pay off debt and save money?" Support Our Sponsors: Churchill Mortgage Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize. 📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Live from the headquarters of Ramsey Solutions. It's the Ramsey Show where we help people, build wealth, do work that they love, and create actual amazing relationships.

0:28.8

Open phones this hour, I'm Dave Ramsey, your host.

0:31.7

Thank you for joining us. Jade Washaw, Ramsey Personality,

0:34.8

Number One Best Selling Author, is my co-host today. The phone number here is

0:39.0

Triple 8, 825, 5225. 225. Billy is with us in St.5.5.

0:43.0

Billy is with us in St. Louis.

0:45.0

Hi Billy, welcome to the Ramsey Show.

0:47.0

Good morning, Dave.

0:49.0

Hey, what's up?

0:50.0

Well, my situation is, I own a homestead of about 70 acres. I paid $275,000 for it in 2020.

1:04.2

Two weeks ago I had a solar company approach me wanting to buy it.

1:09.1

I entertained our offer and they offered me 1.3 million dollars.

1:13.2

Wow.

1:14.6

Nice.

1:16.6

And I, I fell into a pile of crap and came out smelling like a road.

1:23.4

There you go, man.

1:24.8

So the, wow, you, that's something.

1:29.9

You're living on the property, right?

1:32.3

Yes, I am.

1:33.0

Personal residence, excellent.

1:34.4

Okay.

1:35.2

Wow, what's your question?

...

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