A few months ago, we met with a couple who shared something most of you can likely relate to.

They were in their 60s and both retired with a healthy seven-figure retirement portfolio,

a pension, social security, and no debt. By every objective measure, they had won the retirement

game. And yet, the husband expressed to us that he had been losing sleep ever since he read a

single news article

predicting trouble was ahead for the stock market. He just couldn't shake the feeling that one bad

downturn could potentially undo everything. Now, plenty of clients walk in asking the question

you would expect, do I have enough money to retire? But after almost two decades of doing this work, I've learned

that's not always the question actually keeping them up at night. When you get to the root of it,

the real question is often some version of, why doesn't this feel like enough? That gap between

having enough and feeling like you have enough is one of the most under-discussed problems

in retirement planning. And a recently published research report helps explain why that gap exists

and points to what actually drives confidence in retirement. So today I'm sharing those findings.

And then I'm walking you through the four things I see consistently in the retirees who actually

feel secure, the ones who don't

check their accounts every morning, who don't panic when the headlines turn ugly, who sleep

through the night. And spoiler alert, not one of the four has anything to do with the size

of your account. Welcome to another episode of the Stay Wealthy Retirement Show. I'm your host, Taylor

Schulte, and every week I tackle the most important financial topics to help you stay wealthy in retirement. And now on to the episode. The FINRA Investor Education Foundation, working alongside the Global Financial Literacy Excellence Center, found that roughly 60% of American adults are

financially anxious. And about half of those people are not just anxious, they describe themselves

as financially stressed. And these feelings are not limited to those living paycheck to paycheck.

As a recent Wall Street Journal article put it, even rich retirees fear outliving their money.

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