brought to you by the every dollar app start budgeting for free today so we've got a second child

on the way doing november wife wants me to remodel the basement so we have more space um just for

pleria a full bathroom that we can get done.

She wants me to use the HELOC that I took out before I listened to both George's book

and Dave Your Book.

And I want the cash flow out, whether it takes me a couple more months just to do it or not.

I'm just trying to make sure that's on the same path,

but I'm thinking I have to pause kind of the debt snowball at the same time.

Are you trying to get me and Dave to tell your pregnant wife something you don't want to tell her?

No.

I have told her already that we need it's okay to do this but at the same time i need

i need time because i can do a lot of it myself but i only want to do it with cash yeah your your

your impulse is right man yeah um here the the The problem is that you guys are not aligned.

It's not whether to do a basement or not.

The problem is she's willing to borrow whatever amount of money to get whatever she wants,

and you're not.

And so because you're dealing with a set of information that she doesn't have after going

through Georgia's book and consuming some of our material, you have become accurately, I think,

convinced that the best way for your family to prosper is to get out of debt and stay out of

debt. She's not convinced of that. Yeah, it took me a while for her just to even listen to your book, Dave.

I had to kind of not force her, but I did that through the car on trips or whatever,

and she kind of was under the impression like, okay, we need to get on this, but I kind of talked

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