You can afford anything but not everything and that's true not just of your money but

of your time, your energy, everything, every scarce resource in your life.

And as a result it's incredibly important for your actions to align with your values.

You decide what you want most in life and every day you put forth the actions, the steps

that help you get what you want most but here's the problem.

A lot of times our actions just don't reflect what we want.

A lot of times we prioritize what we want now over what we want most.

So we might say to ourselves, I'd love to be debt free, I'd love to buy an investment property,

I would love to max out my retirement accounts, I'd love to spend more time exercising,

eat healthier. But when we're faced with the immediate daily decision of, do I buy this pair of shoes,

do I eat this brownie, do I go to the gym or sit on the couch and watch TV.

The actions that we take in our day to day lives don't often reflect the outcome that we want to

achieve in the long run. What do we do about this? Well, today's guest has a solution and that

solution is form habits because habits are as she puts it, the invisible architecture of our daily

lives. Our guest is Gretchen Rubin. She is the New York Times best-selling author of the Happiness

Project, which sold more than one million copies, as well as the book's Happier Home and Better

Than Before. She also hosts a very popular podcast called Happier with Gretchen Rubin and Blogs

at GretchenRubin.com. We have an incredible conversation about habit formation. She suggests 21

different strategies that people can use when they're forming habits. She also talks about

four different types of personality tendencies. The influence, the way that we respond to

external expectations, which has a huge impact on the type of habits we form and as a result,

the type of life we lead. A blighter's readily meet outer expectations that they struggle to meet

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