The Organized Wallet with Ashley from TikTok
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 10 January 2022
⏱️ 32 minutes
🧾️ Download transcript
Summary
Jesse chats with Ashley, of TikTok fame (The Organized Wallet), about her journey finding the budgeting software through a chance blogpost to finally gaining control of her money after years of struggle. One of Ashley's keys to success is mindfulness, and she has some great exercises for improving your mindfulness around money.
A few years into her marriage, Ashley had a reckoning with money. Her husband Jeremy had just landed a big job opportunity, but it required him to travel frequently. To keep things running smoothly, Ashley needed to assume management of the budget, which Jeremy had been handling up until that point. Ashley tried hard, but was overwhelmed with the spreadsheets, the sheer number of bills and accounts, and missed a payment on one of the bills. Distraught, she ran across a blog post by A Cup of Jo about a budgeting software called You Need A Budget. She jumped in, and finally found a method to help her gain control of her money.
Ashley now has a lot of wisdom to share about managing your money. She reminds us that we're all works in progress, and just because you can't budget perfectly -- especially at first -- doesn't mean it's not worth doing at all. Small efforts add up to big change with time. She also points out that clutter in our wallets (or budgets!) often means we aren't clear on our values. Decluttering our financial lives means first getting clear on what we want out of life.
Ashley on TikTok
https://www.tiktok.com/@theorganizedwallet
Read more on Ashley's story:
https://www.youneedabudget.com/after-struggling-to-budget-this-book-made-it-stick/
Join the More Money Challenge:
https://www.youneedabudget.com/moremoneychallenge/
Transcript
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| 0:00.0 | Hello, YNAB is my name is Jesse Meekham and this is another episode of the YNAB podcast |
| 0:09.0 | where we teach you four rules to help you stop with impetra care to paycheck, get out |
| 0:12.2 | of debt, and save more money. |
| 0:14.3 | Today, I'm very happy to have with me on the podcast a fellow YNAB team member, Ashley. |
| 0:20.3 | She is, well, you can find her over on TikTok at the organized wallet. |
| 0:26.6 | And she has me convinced, maybe I should go dive into that TikTok space just a little |
| 0:31.5 | bit. |
| 0:32.5 | No, I'm just kidding. |
| 0:33.5 | Well, I know she does have me convinced, but I have her on today and we are talking about |
| 0:37.7 | how you can be really, really mindful about your money. |
| 0:42.4 | Ashley is a, let's see, she's been using YNAB for just over three years and she just took |
| 0:50.7 | it and ran with it. |
| 0:53.0 | And she really went from the impulsive spender to the dare I say, budgeter. |
| 1:01.0 | And she runs the finances for her household with her and her husband, Jeremy. |
| 1:06.5 | And you'll hear a little bit of her story there, but what I really love is where she walks |
| 1:10.0 | me through an exercise on how we talk a lot about your priorities. |
| 1:14.8 | How do you figure out your priorities, line up your money with your priorities. |
| 1:18.7 | Priorities kind of shift and change out from underneath you, but as Ashley mentions, |
| 1:21.9 | your values, they're fairly constant. |
| 1:24.8 | And how do we figure out what our values are and then make sure that our money is really |
| 1:28.9 | lining up with those over the long haul from like the high level, the big picture view. |
| 1:34.3 | So it was an absolute delight having Ashley on the podcast where we could chat about how |
... |
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