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Bill O'Reilly here and I'm warming up. Stand by for the O'Reilly Update Morning Edition. On this Thursday, life is not fair and then you die. That is the cliche.

But it's a little bit more nuanced than that if you live in the United

States of America.

Number one, our chief benefit here is a constitution that allows many of us, I think most

of us, to pursue happiness.

We have a shot at putting together a life

that is satisfying and rewarding if we follow the rules you got to work hard you

got to be honest you've got to get educated those are the rules or learn a

trade if you can fix something you you're going to make a good living.

Anyway, so we do have opportunity and many of us enjoy ourselves, but the downside is very few

Americans prepare for the worst. And the worst is going to happen to you. It's just inevitable because

life isn't fair and then you die. What you have to do is anticipate illness and therefore

put together a good medical team, a physician you can get on the phone who cares about you, medical insurance that you can rely on, all right, a team of people who can come over to your house should you need them.

This is just one thing. You've got to anticipate that bad things are going to happen

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