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Financial Audit

The Most Racist Woman On Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 14 November 2025

⏱️ 96 minutes

🧾️ Download transcript

Summary

Whooaaaa, she breaks the f*ck down in the post show... like full breakdown... this is wild. Watch here: ➡️ https://bit.ly/chpostshow ⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp ⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer 🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #ad @hicapitalize ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 04:51 excuse me? 17:55 Catholicism. 30:06 has the show peaked? lol 44:54 WHAT is happening 58:35 lol 01:14:00 *turns on xbox to drown out the arguing* ============================= Want more content? ============================= 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups 🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live 🍿 Livestream Cutdown VODs: / @livecalebhammer ============================= *Connect with me!* ============================= TikTok: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Welcome to Paris Pizzeriere. Your blind dates is already at the table and here she is. Cousin Brenda, what are you doing here? You're married anyway! Substitution brought to you by Paddy Power. Cousin' Brenda makes me for Beth, the office crush. Oh, get in! You might not always pick the right starter, but your sub can still deliver. Because with Paddy's Super Sub, your bet rolls over to the player coming on. Panny Power. Valid on selected leagues and markets only. Prematch and in-play bets on qualifying player outcome selections only. T's and Clusions apply. 18 plus scummelware. Dot-org. Let's hear from the Chancellor, Geoffrey. From the Chancellor, Nigel. Chancellor John. Norman. Kenneth. Gordon. Alastair, Philip, Sajid, Rishi, Nadine, Quasi, Jeremy.

0:40.2

And now, Rachel, another year, another budget. Over the past 40 years, we've seen it all.

0:47.7

Our experts will continue to filter through the noise and uncertainty, helping you make the most of your tax allowances.

1:45.5

Hargreaves Landsdown, helping Britain invest through it all. Capital at risk, tax rules applying can change. To watch episodes of Financial Audit a week earlier, check us out on YouTube. I'm not racist towards anyone. Now, if you're acting like a hard R, I don't care what race you are, you're acting like a hard R. Your black husband is in prison. Of course. This has to make sense, dude. Don't act like it doesn't. I live in the ghetto and I hate all the Mexicans that work on my car there. Who said it, not me. Black Lives Matters started happening and everything was going off the rails. We know you don't like those. F*** no. F*** no. Sign up for the new and approved Dollar Wise budgeting app. Take the free trial, and if you like it, sign up for the annual version to save a ton of money and get my budget-friendly cookbook signed by me and mail directly to you. And for limited time only, if you want to bundle all of my educational programs together with the budget app, join DollarWise central and save 80%. Take the trial and learn more at dollarwise.com.

1:50.8

Hey, my name is Stephanie. I'm 41 years old. I'm from San Antonio, Texas, and this is financial audit.

1:58.6

Yes, it is. Thanks for coming up from San Antonio. I really appreciate that. Listen, a part of me is

2:04.3

kind of excited because we never really have people over like mid-30s. You know, it's rare. It's rare.

2:10.7

So it's exciting to have someone closer to the middle age. Good. I'm glad. I fought really hard

2:16.5

to get on here, actually.

2:18.1

This is like the third time.

2:19.2

Yes, this is a third time. This is the third time. This is the third time to apply. And if y'all weren't going to accept me, first I wrote like kind of a thing, then I didn't write anything. Then I wrote like an essay. I was ready to give you like a book if you weren't going to let me on. Well, I don't see any of them, but I appreciate it.

2:34.1

What do you do in San Antonio for a living?

2:37.9

I... if you weren't going to let me on. Well, I don't see any of them, but I appreciate it. What do you do in San Antonio for a living?

2:37.5

I am mainly a swim lesson teacher and swim coach.

2:42.5

That's a full-time gig?

2:44.2

In the summer, well, I start in May,

2:46.4

and I'm still fucking teaching, and I don't want to be.

2:53.3

Okay. But I, in the height of the summer

2:55.0

I work 10 hours a day

2:56.1

outdoors

2:56.8

outdoor pool

2:57.7

outside

...

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