The Most Insane Debt I've Ever Seen | Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3 • 892 Ratings

🗓️ 26 September 2025

⏱️ 98 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails... things get exposed that I couldn't even imagine... wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Try Rocket Money for free: https://RocketMoney.com/caleb ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro 05:46 lol 16:57 lol again 34:43 whats her f*cking problem 48:17 thats a first 01:06:48 the concept of friendship is foreign to the caleb 01:22:53 but wait! theres more ___________________________________________ ▶More Content 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ ▶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	There are some things you should always check, like the hygiene rating on your local takeaway,
0:06.2	the setting on your razor, and whether the party actually is fancy dress.
0:11.1	The other thing you should check is your Experian credit report, especially if you're looking to borrow money.
0:17.2	It lets you understand what lenders see, so you can increase your chances of getting the best deals.
0:22.8	It's dead easy to check it and completely free.
0:26.6	See it in seconds. Download the Experian app today.
0:30.1	Welcome fellow mystery lovers to a brand new season of only murders in the building on Disney Plus.
0:36.4	These people can be killers.
0:38.4	Settle in for a tale of mobsters and murder.
0:41.4	We've assumed murder.
0:43.1	We'll be joined by Killer Special Guests, Merrill Streep.
0:46.6	Let's Talk Murder.
0:47.8	And Renee Zellwiger.
0:49.3	Oh.
0:50.2	Please tell me you recorded that.
0:52.0	Only Murders in the Building.
0:53.9	New season, now streaming exclusively on Disney Plus. 18 plus subscription required tis and C's apply. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You're about to be a mother of a child and you're being given an allowance. Sometimes I feel like he overspins. That's inaccurate. She spends a lot of money.
1:12.0	You're totally just going with this?
1:31.0	Well, I just, I don't know. He's just the man of the house. You're getting on her at the beginning? Yes. You're getting on her fucking a- I also know. Maybe you should have put it in her ass so we don't have a kid coming. Sign up for the new and approved dollar-wise budgeting app. Take the free trial, and if you like it, sign up for the annual version to save a ton of money and get my budget-friendly cookbook.
1:32.8	Signed by me and mail directly to you.
1:40.0	And for limited time only, if you want to bundle all of my educational programs together with the budget app, join DollarWise Central and save 80%. Take the trial and learn more at DollarWise.com.
2:02.2	Hi, I'm Cassie. I'm 29 years old. Hi, I'm Andre. I'm 33 years old and we're from Oklahoma. And this is Financial Audit. Thanks for coming down to Austin, guys. What do you do for a living in Oklahoma, Cassie? You're the one in front of me, so we'll start with you. I work at a child development center. Very good. What do you do?
	...

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