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Financial Audit

The Most Hated Person In Financial Audit History

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 21 November 2025

⏱️ 93 minutes

🧾️ Download transcript

Summary

This post show is just full on crash out - *I HATE HER* ... Watch here: ➡️ https://bit.ly/chpostshow 🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle 🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 10:24 weaponized incompetence 18:30 ah yes Craiglist, perfect for financial advice 31:11 caught in 4K lol 47:45 $7K is kinda crazy no??? 58:19 hello pot, meet kettle 01:12:40 chat, is she funny? ============================= Want more content? ============================= 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups 🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live 🍿 Livestream Cutdown VODs: / @livecalebhammer ============================= *Connect with me!* ============================= TikTok: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:03.4

I got a letter.

0:04.4

You want to know an answer to a question?

0:06.2

Maybe shut the fuck up.

0:07.3

And you're giggling about it. You don't care. You're obnoxious. Frontal lobe. Are you going to do the 25 frontal lobe thing? It actually is 28. It's person to person, first of all. I nominate myself as a 28. I'm an I'm an HU as a f***.

0:18.6

I think you're saying this because your frontal lobe is still developing.

0:21.5

You're annoying.

0:21.9

You didn't even look at this little slippers.

0:23.1

I don't give a f***.

0:24.3

You're annoying. as a 28. I'm an I'm an HU's. I think you're saying this because your frontal lobe is still developing.

0:21.5

You're annoying.

0:22.0

You didn't even look at this little slipper. I don't give a f***. You're annoying. You're obnoxious. You're not funny. You're not cute. Just taking everything in my power not to kick you the fuck off. You have no idea. Black Friday starts now. Master your money, my only one personal finance membership is finally live!

0:40.1

It is every single course I've ever met. Black Friday starts now. Master your money, my only one personal finance membership is finally live.

0:44.3

It is every single course I've ever made, exclusive content, and a member's only community.

0:47.6

Click the link balloon, become the member of the best money membership on the planet.

0:48.9

I'll see you inside.

0:50.4

Hi, my name's Nova.

0:54.1

I'm 30 years old from Sacramento, California, and this is financial audit.

1:03.2

Thanks for coming over, California. Not cheap. Sacramento, I don't know as much about, honestly, than many of the other places, but I'm going to assume not cheap. It almost never is. So I hope

1:08.5

you do well there. You know, I'm just going to be candid out of the gate.

1:13.1

I didn't even say anything to you about this until we sat down.

1:15.9

And I was like to call it out.

...

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