The Money Mindset Tweaks That Actually Change Results (SB1781)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 30 December 2025
⏱️ 62 minutes
🧾️ Download transcript
Summary
What if the biggest upgrade to your finances wasn't a new strategy but a new way of thinking?
Joe Saul-Sehy and OG unpack the small but powerful money mindset shifts that separate people who know what to do from people who actually make progress. This isn't about motivation posters or vague positivity. It's about practical mental frameworks that lead to better decisions, fewer regrets, and more confidence with money.
The team walks through their top five money mindset tweaks. How to focus on strengths instead of endlessly fixing shortcomings. Why taking action beats overthinking every time. How playing long-term games with the right people changes everything. Along the way, they connect mindset directly to real-world choices, like how thinking clearly about value, longevity, and opportunity cost affects something as everyday as buying a car.
That's where Carl Brauer from iSeeCars joins the conversation with insight into which vehicles deliver the best long-term value. It's a perfect case study in mindset-driven money decisions. Not chasing shiny objects, but choosing options that quietly compound in your favor.
If you've ever felt like you're doing most things right but not seeing the results you want, this episode helps you zoom out, recalibrate, and move forward with intention.
WHAT YOU'LL LEARN:
- The five mindset shifts that consistently lead to better money outcomes
- Why progress comes from doing rather than perfecting your plan first
- How understanding compounding changes the way you view time, effort, and money
- Why focusing on your strengths beats trying to fix every weakness
- How to think about purchases like cars through a long-term value lens
- The power of playing long-term games with people who think the same way
THIS EPISODE IS FOR YOU IF: You feel like you know what to do with money but struggle to actually do it, you're tired of motivational content that doesn't translate into real change, you want to understand why some people progress faster with less effort, you're making a big purchase soon and want to think about it more clearly, or you believe the way you think about money matters as much as what you do with it.
Sometimes the most profitable move isn't changing your plan. It's changing how you think about the plan.
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
Learn more about your ad choices. Visit podcastchoices.com/adchoices
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | I love this time of year. |
| 0:01.4 | I love bowl season. |
| 0:02.6 | Every day is a bowl game. |
| 0:04.6 | And I know not all of our stackers are sports fans. |
| 0:08.6 | So thanks for hanging out. |
| 0:09.2 | You should be. |
| 0:10.0 | Shame on you for not crowding the crowding ESPN to watch the Scooters Coffee Bowl. |
| 0:19.2 | Is that such a thing? |
| 0:38.0 | Absolutely it is. It's actually, it's here in Fre. Is it really? It's the Scooters Coffee Frisco Bowl. I like Scooters Coffee. They also have the Xbox Bowl, which is going to be here in Friscoe, too. Xbox Bowl. Wow. I like the Xbox, too. Xbox or scooters, if you want want to sponsor Stacky Benjamin's, come at it. |
| 0:45.1 | You know, if you want something that is the national champion of credit, privacy and ID protection, subscription tools, you want to check out the Stacky Benjamin's Vault. |
| 0:49.5 | We've been working for the past six months with a team at array to help you take control of your credit, |
| 0:56.7 | take control of the score factors, make the simple changes that sometimes will bump your credit |
| 1:02.3 | up, do what if scenarios before you make those big purchases, plus privacy and ID protection, |
| 1:08.3 | change of address monitoring, dark web monitoring, so much more. |
| 1:11.8 | Some of these ugly subscriptions where scammers are getting your phone number and they're |
| 1:16.3 | getting your information. You don't want any of that. |
| 1:19.6 | Stackabedgements.com slash vault. Give yourself the gift of better financial security in |
| 1:25.9 | 2026. Today's episode, I pick guys, because this is something that |
| 1:35.2 | doesn't change. You know, the reason I want to play these episodes from 2023 is because of the fact |
| 1:40.2 | that so much a lot of our stackers think has changed. I mean, |
| 1:50.6 | 20, 23, we're just coming out of the pandemic. Things are starting to look much, much. |
| 1:58.4 | Things are starting to return to normal. And yet, it comes back down to mindset today, as it always has. Some of our favorite episodes have been doing our top |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

