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The Jesse Mecham Show

The Moment You Realize You're Good With Money

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 16 April 2026

⏱️ 5 minutes

🧾️ Download transcript

Summary

Jesse recalls his experience as a young missionary in Germany struggling to learn the language. Every day he would take notes of words or phrases he didn't know, and every evening he would study those words. Then one day, he had a conversation with a man in Stuttgart, and he answered completely in German, without thinking or translating. It just clicked.

 

Money is a skill, like language, and it can just click too. But often that comes after many days and weeks and months of following the plan, giving every dollar a job, and answering the five questions about what your money needs to do for you. Then one day, before you know it, it will just click, and you'll realize you are good with money.

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, and I'm here each week to obsess out loud about you getting good, bad money, going from bad to good.

0:22.8

Just like any other skill.

0:24.1

Bad at baseball, good at baseball.

0:25.5

Bad at swimming, good at swimming.

0:27.1

Bad at dating, good at gaming.

0:29.1

Yeah, yeah, I'll take it.

0:31.1

Any of it.

0:31.5

It's all skills, all acquireable.

0:34.5

I was trying to think of a skill that I've acquired that was difficult.

0:39.2

And not to say that getting good at money is, well, it is difficult.

0:43.0

It's simple.

0:44.1

What you do is simple, but you've got to unlearn a lot of stories that you tell yourself.

0:48.4

You have to change from maybe some bad habits to some good habits.

0:52.1

You've got to build some awareness.

0:56.1

It is simple. You just ask yourself those five questions and you give every dollar a job with those answers and

1:04.0

it works it works very very well but it is still a skill and that doesn't mean that it's easy

1:08.5

just because something simple doesn't mean it is easy.

1:18.3

So I had to learn the German language because my job as a missionary for my church back when I was 19 was to talk. And I did not know how to speak German. I had taken one year in high school.

1:25.7

And that is apparently good for nothing when you need to become fluent. But I went and took a crash course for two months and then landed

1:35.5

in the country, and I listened to people speaking this foreign language, and it did not sound like

1:39.4

German to me, not the German I had learned. I couldn't make heads or tails of it. And that

1:43.9

happened for quite a while,

...

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