Shanieke, what's going on? I'm mute yourself. Obviously you've been mute. What's it

deal? How you doing? Hi guys, how are you? Thank you so much for your hard words. I have a question.

So I've been like doing the match with my 401k, putting money in my Roth IRA, and also I'm about

to create a emergency fund. No, I'm looking to have roughly 20k, and I want to eventually buy a house

within five to ten years. I already have another brokerage account with Robinhood with some money

there, but I'm not putting any more money in Robinhood. What I want to do is create another brokerage

account just to do what you said by two text stocks, by two index funds. But I already have index

funds in my Roth IRA. So honestly, what I really want to do is buy all the stocks with the 20k.

What would you do? Literally, two. Well, what indexes do you have in your 401k?

Okay. So I have the, I'm going to pull it up right now. Sorry, one second.

The other one. Seriously, go ahead. It's through Fidelity, and I have just their index fund,

which is the total market index fund. I have the bond fund, and then I also have an international

ETF. I would do VGT, VTI. I can't tell you what to do, but if it wasn't, I would do VGT, VTI,

by Apple, Microsoft, set it and forget it. And go look at the comments right now. If this worked,

if you, if you did it, put yes and chat. The hardest part about investing, however, in doing this,

is that it feels like it's going to take too long, and then people are going to talk you out of it

for one reason, because they're not doing it. So there's always fear even amongst friends. That's

what that five people you talk to you think is important, because a lot of people don't want to

miss out on those gains, so they hope that you don't get them. You ask any other person,

is Apple a good company, is Microsoft a good company? Nine out of 10 is going to say yes,

especially if you pair the two together, same with Visa and MasterCard, same with retail,

like if you pair Target and Walmart or Target and Nike together, works flawlessly, right? A lot of

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