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Afford Anything | Make Smart Money Choices

The Loopholes That Destroy Our Ability to Form Habits, with Gretchen Rubin

Afford Anything | Make Smart Money Choices

Paula Pant | Cumulus Podcast Network

Entrepreneurship, Investing, Business

4.73.6K Ratings

🗓️ 29 September 2020

⏱️ 77 minutes

🧾️ Download transcript

Summary

#278: Does this sound like you? You want to exercise, but you can never find the time for a workout. Eventually, you grow tired of putting exercise off. You commit to working out every morning. You become so enthusiastic, you buy new gym clothes for the occasion. Your enthusiasm carries you for five days, and on day six, you’re swamped with work. You promise yourself you’ll exercise tomorrow - after all, taking a break for one day won’t hurt. And then … you never get back on the wagon. The cycle repeats. Most habits and routines start with good intentions. But good intentions aren’t enough to carry you through tough times. Good intentions aren’t enough to overcome the excuses you’ll make, either. That’s what today’s guest, Gretchen Rubin, is here to explore. Gretchen Rubin is the New York Times best-selling author of The Happiness Project, Better Than Before, and The Four Tendencies. She joins us on the podcast to discuss the loopholes that we use - the excuses that we make - when it comes to breaking bad habits and forming good habits. Why is this important? The more aware we are of loopholes, the better we can resist them. For more information, visit the show notes at https://affordanything.com/episode278 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0

You can afford anything but not everything.

0:11.1

Every choice that you make is a trade-off, and that doesn't just apply to your money,

0:14.3

that applies to your time, your focus, your energy, your attention, that applies to any

0:18.2

scarce or limited resource that you need to manage.

0:21.0

Saying yes to something implicitly means saying no to something else, and that opens up

0:24.6

two questions.

0:25.6

First, what matters most in your life?

0:29.0

Well, what does society say should?

0:31.0

But what genuinely matters to you?

0:32.9

And second, how do you align your daily decisions and habits and behaviors in a way that reflects

0:38.3

that?

0:39.3

Answering those two questions is a lifetime practice, and that is what this podcast is

0:42.3

here to explore.

0:43.5

My name is Paula Pant, I am the host of the Affordable Care Foundation podcast.

0:46.6

Today, we are replaying one of my favorite episodes from the archives, an interview with

0:51.8

New York Times bestselling author, Gretchen Rubin, where she talks about habit formation.

0:57.9

How do you build the habits that turn into results?

1:01.9

How do you build the habits that turn you into the person that you want to be?

1:05.0

And what are the flaws, the fallacies, the excuses, the rationalizations that get in our

1:09.8

own way, that keep us from being our best version of ourselves?

1:13.4

We're going to talk about all of that in this interview with Gretchen Rubin.

1:17.1

This originally aired as episode 40 of the podcast.

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