The Long Game: Building Rental Wealth Over 10 Years With Jacob Martinez (Ep 562)

Rental Income Podcast With Dan Lane

Rental Income Podcast

Business, Investing, Entrepreneurship

4.8 • 836 Ratings

🗓️ 24 February 2026

⏱️ 26 minutes

🔗️ Recording | iTunes | RSS

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Summary

Jacob Martinez is five years into a 10-year plan to build long-term wealth with rental properties, and he’s thinking much bigger than just next month’s cash flow. Jacob believes a decade gives neighborhoods time to improve, properties time to appreciate, and rents time to rise.

While every property he buys must be cash flow-positive, he doesn’t treat rental investing as a short-term game. For him, steady growth and smart positioning matter just as much as the monthly numbers.

On this episode, Jacob shares how surrounding himself with experienced mentors has shaped his decisions and helped him avoid costly mistakes. We talk about how he’s found strong deals by buying directly from sellers, how he came up with the money to purchase his rentals, and how he’s navigated the challenge of rising property taxes without derailing his plan.

Jacob also opens up about his nightmare first deal and what he learned from it, along with some of the wins that have kept him motivated.
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If you’re building a portfolio with a long-term vision and want to hear what the first five years can really look like, this episode is packed with practical insight and honest lessons from someone right in the middle of the journey.

https://rentalincomepodcast.com/episode562

Thanks To Our Sponsors:

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Transcript

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0:00.0	inspiring interviews with today's top landlords this is the rental income podcast and now dan lane jacob
0:10.1	tell me what was your thinking when you first started buying rental properties yeah great question dan
0:15.8	through it all i always had like a 10-year play.
0:21.5	And I was excited to start and then at 10 years, look back and think about what we were able to accomplish.
0:28.6	10 years seems like a long time.
0:30.3	But I really think Jacob is on to something here that if you buy rental properties and you give it 10 years, you're going to see appreciation in values.
0:39.7	You're going to see rent increases.
0:41.8	And I think over 10 years, you really can build significant wealth with rental properties.
0:47.6	And on the show today, we're going to talk about this a little bit more.
0:51.0	We'll talk about Jacob's mindset into going into buying rental properties and how
0:55.7	things are going with his tenure journey. Joining us on the show today from San Antonio is Jacob Martinez.
1:02.8	We'll take a quick break to thank our sponsors. We'll come right back and we'll talk to Jacob.
1:07.7	It's a lot of work to find a really good rental property. And when you actually find that property, you want to make sure you're working with a lender that can get that loan closed.
1:16.4	The lender that I recommend is Chaley Ridge from Ridge Lending Group.
1:21.0	She's a nationwide lender, and her specialty is helping investors finance rental properties.
1:26.8	She has a ton of loan programs and she can find
1:29.3	something customized to you for your situation. If you want to find out more or you're ready
1:34.6	to get started today, just go to Ridge Lendinggroup.com. That's R-I-D-G-E lending group.com,
1:42.1	NMLS 42056.
1:44.4	Billion dollar investors don't typically park their cash in high-yield savings accounts.
1:50.1	Instead, they often use one of the premier passive income strategies for institutional
1:55.0	investors, private credit.
	...

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