Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price. Tell Congress

to guard your card because Americans lose when politicians choose. Learn more at guard your card.com.

Hey, T&B listeners. Before we get started, heads up. We're going to be asking you a question at the top of

each show for the next few weeks. Our goal here at Tech News Briefing is to keep you updated with the latest headlines and trends on all things Tech.

Now we want to know more about you, what you like about the show, and what more you'd like to hear from us.

What kind of stories about tech do you want to hear more of?

Business decision making? Boardroom

drama, peeking inside tech leaders' lives, tech policy? If you're listening on Spotify, look for our poll under the episode description.

Or you can send an email to TNB at WSJ.com. Now onto the show.

Welcome to Tech News Briefing.

It's Monday, May 12th.

I'm Julie Chang for the Wall Street Journal.

Apple is facing an existential crisis.

Should it keep focusing on hardware, what it's been known for, or pour its energy into

improving software, namely theory.

Our senior personal tech columnist will tell us what the two paths would look like for the iPhone maker.

Plus, we'll tell you about the secretive chip lab cooking up Amazon's secret sauce to success.

But first, it's been a tough year for Apple.

...