From KCRW in Santa Monica and PRI, Public Radio International, this is To the Point.

Is the bank bailouts still going on?

Hello again, I'm Armin Alney, and this is To the Point from Public Radio International.

The daily look at the issues Americans care about most.

Four years after the toxic asset relief program, America's 12 biggest banks are bigger than ever,

and emboldened by the continued guarantee of taxpayer money.

Even a member of the Federal Reserve says they need to be broken up before increasingly risky investments provoke another financial crisis.

TARP was supposed to provide foreclosure relief for struggling homeowners,

but a pending settlement is now being described as another gift to the banks.

We'll hear about the consequences intended and otherwise of government action to save the economy.

On reporter's notebook later on, Hillary Clinton gets final grillings on Capitol Hill.

First, here's the news.

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Program Fund. Hello again, Warman-A-Lanley, back with To the Point. Despite the so-called toxic

assets relief program or TARp, 12 banks are still

too big to fail with protection guaranteed by American taxpayers. We'll update the bank bailout

and find out what's happened to the promise of foreclosure relief. On reporter's notebook, attacks,

counter-attacks, and explanations in Hillary Clinton's sometimes emotional appearance

before a Senate committee.

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