So apparently, having a basic sense of financial literacy will make you a right-wing bigot,

and that is one of the many things that I have learned from Caleb Hammer's financial

audit.

So financial audit is a show that is blown up on YouTube over the past couple of years,

and as its host, Caleb Hammer, will comb through people's finances, comb through their debt to try to set them up on a better path. What he really exposes time and time again is how corrupt and abused are subsidized systems are here in America. Now before we dive into that and react to some of the most insane clips, if you go to brettcooper.com, you can buy tickets for my two upcoming live shows. I have one in New York City

on November 5th and then another here in Nashville at Zanies on November 22nd. And I hope to see

some of you guys there. All right. So let's just dive right into this. Here is your first

taste of the man whose name is Caleb Hammer. Income that came in with 1600. Rent is 12?

Girl map. That's your... this is not a joke i'm not

treating it as a joke i mean it's girl math math it's girl math it's girl math so again that is

just a taste so a little backstory here is that caleb started his channel a few years ago

to try to help people get their finances on track and this came from a place of understanding and empathy because when he was younger, I believe that Caleb is like 30 years old now, 28, 30 years old. But after he had graduated college, he had racked up a ton of debt. And after binging Dave Ramsey videos and reading books like Rich Dad, Poor Dad, he was able to pull himself out of that situation, find a job that he loves, and now he wants to help others do the same. And he does this through his format where he has guests come on, combs with their finances, they do a bit of joking, some confrontation, and they try to figure out a solution. Now, Caleb is hilarious. The show is just outlandish. The people that he finds somehow, I mean, they are,

they're remarkable. And they're real, that's the thing. These are not paid actors. He's not

baiting people. These are real people who apply to come on his show. They bring their finances.

They are asking for this, and it is insane. And in recent months, the guests just keep getting

better and better, and there has been a common theme

this year. And the common theme is that these people hate America and they are happily

taking advantage of the system. I mean, they literally hate America. Just watch.

Are there an actual plan here or is it a way-and-wow? I hate the America. I mean, I wouldn't say

that. I would. I mean, I... What do you hate?

Like, literally everything about America. Let's get a couple specifics. All right.

Everything's a lot. The healthcare industry. Okay. Yeah. I know that I have like so many undiagnosed conditions. Okay, so she hates America because of the healthcare system because she has so many undiagnosed issues. And you might be wondering, well, why doesn't she just go to the doctor? Why doesn't she get insurance? Why does she not use, you know, our government subsidized insurance? Well, here's the answer. Are you applied? What have you applied to? What health insurance do you have right now? None. That's your fault. The Affordable Care Act is there for you at the healthcare.gov for you to enroll in things that are completely subsidized. When you take an idiotic stance of it's bad, but I've done nothing. It's like, what the f f*** am I going to say? You're going to make me sound like I'm the most roo-roo. Yay, let's charge a billion dollars constantly. But for what it's worth, remember, if you can afford it, we do have the best health care in the world. And you guys, as a combined household income of 90,000, when you're married, you would have access to that.

...