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Tees and C's apply Samsung.com pricing shown. Hi and welcome back to the Carol Markowitz show on I Heart Radio.

One of the things I think about a lot is how to raise rich kids. Now I know poor people don't like to be

poor and rich people don't like to be called rich and not trying to make anybody

uncomfortable. When I say rich I don't mean private jets and yacht rich. I just mean kids who have their needs met all of the time.

I use rich as a synonym for being free from everyday money worries. I grew up quite poor. We lived in a bad

neighborhood in Brooklyn. I was very aware of crime happening around me. I didn't have many toys. I never had the it toy. Just

really limited. Like McDonald's was a special occasion kind of thing. And I wrote a

few years ago that every October throughout my childhood my mom would dig out the flannel sheets to stretch on all of our beds to help fend off the cold of the coming New York winter.

She would take down these heavy blankets

that my grandmother had brought with her from the Soviet Union

to replace the thin ones we'd use all summer

and we'd wear long sleeve, pants pajamas. Now meanwhile my own

kids don't have flannel sheets and in fact their bedding complete with the

heavy comforter is the same whether it's July or January, not just in Florida either.

The homes that they've lived in are always 73 degrees.

And now we're heading into their December break and we only have a

short trip planned because I had a busy year of travel and all I want to do is be at

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