Hey there, I'm Paula Pan. How do I save money? Most people give you the cliche answer. Stop buying avocado toast, but they're missing the point. Saving tactics usually focus on discretionary spending. If you want to actually move the needle, you have to look at your fixed costs. Your rent, your mortgage, your car payment. To change, you might have to move or sell your car. And that's why people don't do it. If you want small focus on the avocado toast but if you want meaningful change focus on the fixed costs afford anything follow and listen on

your favorite platform hey bird oh yeah hello snake boy excuse me hello boys how are we

hey corby you still got that rudd huh well i Hey, boy, excuse me, hello boys, how are we? Hey, Corby.

You still got that grud, huh?

Well, I don't.

I think it's lingering because Dave has been,

Dave says that he got golf aides at the Byron Nelson like, I don't know, two weeks ago.

Yeah.

And it's just, he's just kind of lingering and coughing all the time. And so I blame his kid, number one.

And I just, because I used to be there with little kids and you always got whatever they brought home.

And then they give it to you.

And so you're never really well if you're around someone that has a toddler.

Yeah.

And no good.

Dave doesn't seem like the most hygienic person.

It doesn't even matter if you're hygienic and you have a toddler, right?

Because they're all over you.

Yeah, you just get bodily stuff all over you constantly.

Yeah.

It's just gross.

If only,

if only women could birth like a 10 year old.

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