Life shouldn't be hard. Life should be a fun-filled adventure every day.

So now start joining up dots.

Tap into your talents, your skills, your God-given gifts,

and tell your boss, you don't deserve me.

I'm out of here.

It's time for you to smash that alarm clock.

And start getting the dream business and life you will, of course, are dreaming of.

Let's join your host, David Ralph, from the back of his garden in the UK.

Or wherever he might be today.

With another jammed pack episode of the number one hit podcast, Join Up Dots.

Yeah, good morning to you, good morning to you, and welcome to Join Up Dots.

Right at the very front of this episode, I have to say some of the information that we're going to be discussing today

is only relevant for North America and Canada, so America and Canada.

But of course, with all episodes of Join Up Dots, anyone across the world

is going to get value from it, because that's what we do.

We bring the value. Well, today's guest joining us on the show is someone

who we all kind of need to listen to really and learn from,

if we're struggling with debt, spiraling costs of living,

and not ever having enough to live the kind of life that we dream of.

He implemented the money multiplier, the TMM method,

and was able to pay off $984,711 in third party debt in 39 months.

It became so passionate about how powerful this concept was.

...