What's up? What's up? And welcome everyone, boys and girls, ladies and gentlemen, to the second episode of the Action Academy podcast. I'm your host, Brian Lubin. And I'm here to help you be a fly on the wall with conversations of people that have achieved financial independence, helping you navigate the mindset methodology and actions that you can take to

become financially independent yourself. What does financial independence mean? It means that

you no longer trade your time for money and you have your freedom. So today is a perfect

example of someone that accomplished that at a young, young age.

So Craig Kierlop is our guest today, aka the Phi Guy, F-I, as in financial independence.

Craig is stationed over in Denver, Colorado, one of my favorite cities in the country, and he's

one of my good friends.

I'm going to read you his brief bio really quickly. Starting with $90,000 in student loan debt in a negative, negative people,

$30,000 net worth in 2017, Craig uses various tactics to make more, spend less, and invest

the difference wisely to become financially independent 2.5 years later in 2019.

That is two and a half years people.

Everything that you think can be accomplished in 40 years, 50 years, 60 years can be accomplished in 2.5.

And ladies and gentlemen, that is the topic of our show today.

Craig is actually also the author of the

House Hacking Strategy, How to Use Your Home to Achieve Financial Freedom by Bigger Pockets

Publishing. And so without further ado, let's get to it. Mr. Craig here.

Love. And three, one, Mr. Craig Kirloff. We are live, my friend.

Dude, Brian, thanks for having me on the show. I'm an honor to be one of the earlier episodes.

Dude, yeah, it's great to have you, man. I can't, I can't see that mustache and stare directly at it and not have you on this podcast.

For those of you that are listening right now, I'm sorry to say you're missing out on the eighth wonder of the world.

And that is Craig's mustache.

That's right.

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