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InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

Good afternoon, fellow investors.

Welcome back to Invest Talk.

This is our Thursday, October 16th, 2025 edition, and things are heating up in the markets.

You're getting some interesting headlines, especially have those regional banks like Zion Bank.

And this is a period of risk.

You know, there are periods where things are hunky-dory and volatility is low.

And, you know, the market in those environments grind higher.

And now you're starting to see a bit of volatility.

And usually that means a trend change.

That can be a short-term trend change.

It could be a long-term trend change.

You never know until you're past it.

But these are times that make you sit up and take notice a little bit more.

So I wanted to highlight that because it's been an interesting year, but mainly a pockets,

you know, kind of the early spring was the first pocket of major volatility.

Now we're getting early fall is this next pocket of some of volatility.

We'll see how far it goes.

But we'll dig into that this hour

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