One of the most ubiquitous forms of payment in the world today is credit cards.

The odds are good that you have one and most probably have one on your person right now.

But how did it come about that you could pay for something by just giving someone a piece of plastic and who exactly

came up with the idea. Learn more about credit cards, where they came from and how they work

on this episode of Everything Everywhere Daily. everywhere daily. With Lloyds Bank ready-made investments, you choose a risk level that feels right for you,

from cautious to progressive, then you leave it to experts to manage the funds,

so you can invest your to experts to manage the funds

so you can invest your money without investing your time.

You can apply and manage online with internet banking

or by using the Lloyds Bank mobile app.

To get your money moving, search Lloyds Bank Bank Mobile App. App.

To get your money moving, search Lloyds Bank ready-made investments.

Capital at risk internet banking customers only account fees and charges apply.

Book your ticket to happiness with Sun A. and charges apply. apply.

Book your ticket to happiness with Sun Express Airlines. This episode is sponsored by the Tourist Office of Spain.

I've spoken a lot about all the great things to see in Spain if you're on vacation.

However, Spain is also just a great place to go for an extended period of time.

Several years ago I spent three months in the city of Gerona,

just about an hour up the coast from Barcelona.

I had a short-term apartment and I just lived there from November through January. I was able to

experience Christmas, New Year, and many of the holiday traditions of the region.

If you happen to have a job where you can work remotely, consider working remotely from Spain.

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