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There's a little story before we get into some healthcare talk.

At an appointment yesterday with my son's doctor, who was one of the best in the world at what he

does, I mean, he's at a very, very high level, which factors into this story.

Okay. So my son needs this particular treatment.

And for whatever reason, the doctor told me that it's not covered by insurance.

Likely, he will write a letter. Now, he's the best in the world at this, right?

But he will write a letter. He said he usually gets turned down by insurance companies,

even though he's the best doctor in the world, who's recommending this.

And it's probably going to cost me between 30 and 60,000 dollars.

Cash for this treatment for my son, which it's either he has a crappy life forever or I get this

treatment. So it's not an option, whether to do it or not.

Right. It's serious brain thing.

But 30 to 60,000 dollars cash, even though the best doctor in the world says it's necessary.

Wow.

And you know, that's just where we are with insurance and stuff.

That would just be ruinous to a lot of American families.

Most of them are you to take out a home equity loan, I guess, or go fund me and have a,

you know, like people do, you have a barbecue picnic and hope people show you know, whatever.

But yeah, wow. It's incredible. What's covered and what's not?

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