This is the hash podcast.

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All on the hash for your ears.

You're listening to the Coin Desk Podcast Network.

And welcome to the hash.

How are you guys doing today?

Looking good.

We got David Morris, Tyrone Ross and Sam Kessler kicking it off this morning.

I think we're starting off with Tyrone and Central Banks. Pretty interesting

story out of the BIS. Interesting and gross, if I'm being honest, but nine out of ten central banks

are looking at developing a digital currency. I'm really not a fan of this, but I am a fan for

this reason. So one of the things that they did mention part of the report

is they are looking at this for two things. One, domestic retail efficiency and also financial

inclusion. If you know me, you know that I'm big on crypto for financial inclusion and

zoom in on me, please, if there's a camera somewhere, so everyone understands this.

There's one inarguable use case for crypto assets.

And it is that for the underserved, not only in the United States of America, where people

seem to avoid, but worldwide.

Inarguable.

I'm happy to argue that with anybody.

But I think what a central bank digital currency does,

if you have another pandemic and you want to air drop money to people, they're not waiting for a

...