You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one.

I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds.

I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects,

relationships, identity, comedy, even one that mixes poetry, music and inner city life.

So one day I'll be helping host develop their ideas, the next fact-checking, a feature,

and the next looking at how a podcast connects with its audience, and maybe that's you.

So if you like this podcast, check out some others on BBC Sounds.

BBC Sounds, music, radio podcasts.

I'm just going to play the opening of Mozart, Sonata and C major, KV545.

My name is Katie. I'm a piano teacher.

A single mum of four. And COVID has had a terrible effect on my finances.

My name's Tyler. I'm 25. And the pandemic's been good for me in terms of money.

We have been in a lull and there is a great storm and a big wave that will be coming.

And we are braced very, very much for a lot of people coming to us for a lot of help.

COVID has been an economic crisis as well as a health emergency.

In 2020, around 6 million people fell behind on their household bills and the Trussell Trust food banks saw an increase in demand of almost 50%.

But at the same time, households saved record levels of cash. In the first nine months of 2020,

UK households saved over £100 billion more than in the previous three quarters.

Behind those big numbers are real lives that have changed completely.

In this new four-part series, we're going to look at some of the stories of the crisis,

the winners and the losers. Each week week we'll look at a different group,

from individuals to businesses, to councils and to the country as a whole. We'll find out how

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