A very good morning. Welcome to This Is Money and Share Radio podcast. I'm Georgie Frost here with you on DAB online and through the Share Radio mobile app.

Every weekday from 9 until 1 sharing ideas about money. I'm joined today by editor Simon Labert and Consumer Affairs editor Lee Boyce from the award-winning This Is Money to talk through some of the stories on their website that they've been investigating over the past seven days. And on the agenda today, named and shame. The banks paying frankly pathetic rates of return to often their most loyal savers. They're exposed as the city watchdog crats down on

opacity and obfuscation. There's a lot of people I'm talking to at the moment who are

absolutely fed up with cash. They're getting very little back from their savings accounts or their

cash isaises. It comes as the Bank of England poured more cold water over savers, deciding to

hold interest rates at that record 0.5% low. The 81st consecutive month now, the interest rates have remained unchanged. And I think given what's happening in oil prices, given some mixed signs in the economy, it wasn't surprising, though. I'm talking about oil prices. What on earth is going on here? Could the price of Brent Crude really drop to $20 a barrel? Good news, I suppose,

at the pumps. Could we soon see thousands of new family homes built on Green Belt land in what would

be the biggest shake-up of planning rules for three decades? Also coming up, it's been revealed

we're overpaying our energy bills to the tune of £6.5 billion in the last 12 months.

Would stuffing your freezer with old newspapers help?

I don't know, we'll let you know, but switching might.

More scope for things to go wrong when you switch bank accounts,

although it's much better than it used to be.

But actually with energy, it really should be fine. It should

be a pretty much a painless process. The best and worst performing fund managers of the year

have been revealed. Simon will let us know the wheat from the chap on this. And talking of investing,

would you opt for a £6,000 bottle of single malt? We look at how to start whiskey investing

and making sure your returns

don't go sour. But on that theme, expensive beverages I'm talking about. I want to know what is the

most expensive food or drink item you have tried for what it was. So, for example, you went to a

service station and paid £15 for a bottle of water or something. A very good

morning, Simon, I'll start with you. The most expensive food item or drink item. Good morning.

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