The Great Retirement Plan Illusion
Big Picture Retirement®
Devin Carroll
4.7 • 545 Ratings
🗓️ 6 October 2025
⏱️ 26 minutes
🧾️ Download transcript
Summary
Many retirees think they have a plan when what they really have is an investment pitch dressed up as planning. This episode uncovers why that illusion is dangerous, the costly mistakes it hides, and how to spot the difference between true planning and portfolio sales.
Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
📍Contact Devin's team at https://carrolladvisory.co/podcast1
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | The Big Picture Retirement Show does not provide tax, legal, or financial advice. |
| 0:04.3 | Listeners are encouraged to seek out their own advisors in these areas. |
| 0:11.0 | Hey, everyone, welcome to the Big Picture Retirement Show. |
| 0:13.6 | I'm the host, Devin. |
| 0:14.7 | Join today by my co-host, John Ross. |
| 0:18.1 | Howdy. |
| 0:18.8 | All right, John. |
| 0:19.6 | Let's dive right in. |
| 0:20.5 | Like we always do in our episodes. |
| 0:21.8 | You know, I got a review not long ago. |
| 0:27.6 | That said how much they appreciated us, not rambling in the beginning, but jumping right in. |
| 0:33.5 | And as I'm saying that, and I'm giving myself congratulations for not rambling, I also realize that I am rambling. |
| 0:40.2 | Absolutely. |
| 0:40.9 | As I'm saying that. |
| 0:44.9 | So, let's not do that anymore. |
| 0:47.8 | Let's jump right in. |
| 0:49.3 | I talk about this. |
| 0:50.2 | The retirement planning illusion. |
| 0:52.3 | Oh, I see this all the time. Well, it's October. Allusions. It's |
| 0:56.5 | a Halloween theme. Well, that's true. That's true. So what a good time to cover this. I cannot |
| 1:03.0 | believe it's October. Halloween is coming soon. Karen had a big bag of Halloween candy. |
| 1:08.3 | We go off the top of you. I wish I wouldn't have seen that because John, in this bag of Halloween candy. We go off topic again. I wish I wouldn't have seen that |
... |
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