The Great Debate: Buying vs Renting Your Home (SB1677)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.4 • 2K Ratings

🗓️ 2 May 2025

⏱️ 62 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Buying vs. renting: it’s one of the most emotionally charged—and financially misunderstood—topics in personal finance. This week on The Stacking Benjamins Show, Joe Saul-Sehy, OG, and guests Jesse Cramer and Chris Luger enter the ring to challenge the conventional wisdom behind homeownership.

It’s not just a polite chat. It’s a full-on basement debate where no side goes unchallenged.

You’ll hear:

The surprising math behind renting—and why it’s not “throwing money away”
What most homeowners don’t budget for (and pay dearly for later)
Why buying a house might be one of the best—or worst—decisions you ever make
How lifestyle, mobility, and flexibility factor into long-term wealth
The emotional traps, practical benefits, and tough tradeoffs on both sides

Plus, Mom’s neighbor Doug gets into full trivia-host mode with a Star Wars challenge, and we sprinkle in some good-natured jabs, marketing wisdom, and a reminder that there’s no one-size-fits-all answer.

If you’ve ever bought a home, sold one, rented, or even thought about doing any of the above—this episode will make you think twice.

FULL SHOW NOTES: https://stackingbenjamins.com/renting-vs-b uying-forever-1677

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

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Transcript

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0:00.0	Hello there, Peabody here.
0:02.0	And this is the Wayback Machine, we're traveling through time.
0:05.0	And this is my boy, Sherman.
0:08.0	Speak, Sherman.
0:09.0	Hello!
0:10.0	Good boy.
0:11.0	Live from the basement of the YouTube headquarters, it's the Stacking Benjamin Show.
0:30.7	I'm Joe's mom's neighbor, Doug, and here's a question.
0:33.8	Buy or rent.
0:35.3	One fin fluencer, oh God, I just threw up in my mouth a bit saying that word said he
0:40.5	will never own a house again what's he thinking we'll debate it with our crack team of financial
0:46.8	podcasters and bloggers and also the three people on this episode but that's not all of course
0:52.9	we'll pause halfway through to see who's going to win
0:56.2	today's edition of my year-long trivia challenge. And now a guy who loves zero down, but even more
1:02.8	loves zero-do later, it's Joe Salsi.
1:14.1	Hey there, Stackers.
1:15.5	Happy Friday to you.
1:16.8	Welcome back to the Stacky Benjamin Show.
1:18.5	Sit back and relax because we're about to have a good time talking about buying versus
1:24.9	renting a house.
1:25.5	So if you know somebody who thinks that buying a house
1:28.1	is a horrible idea, you should never buy a house, or if you have somebody that says renting
	...

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