Hi everybody, Susie O'Hare. And I just want to say how proud both KT and I are that once again

a Lyon Credit Union is supporting the Women and Money Podcast. I want all of you to go to my

alliance.com that's amy-al-l-i-a-n-t.com and you will find their high interest rates on your savings

accounts. You're going to find that their CDs are offering great rates and we have a lot of

surprises for you this year. So be a member and be a member right now.

January 24th, 2021. Well yesterday January 23rd was a really, really sad day in my life and the

lives and millions of others because we lost one of the icons of the industry, Larry King. At the end

of what I want to tell you, I'll give you some stories about Larry and me. I was on his TV show for

at least 30 times and I can recall and we had quite some interesting encounters. But before I go

there, I really want to talk to you about things that we now know that we didn't know when I did

the webinar, when I did my forecast for 2021 and now we know different things. The very first thing

that we now know is that federal student loans, you do not have to pay on them until September 30th of

2021. You are essentially one week away from having to start making payments again when this

passed. Now that's great news for many, many people especially if you do not have the money to pay

your student loans. So you don't have to pay your student loans. You're automatically enrolled in that

if they're federal student loans, direct loans and the interest does not accrue because it's at 0%

interest, fabulous. However, there are many of you out there that have student loans and you have a

job, everything is great, you have money coming in. I want you to take advantage of this time.

As long as you have at least an eight to 12 month emergency fund, you're investing in your retirement

accounts, things like that. I want you to manually contact your lender and tell them that you want

to make payments. The reason that I want you to make payments is that 100% of the amount of

money that you will be paying during these months until September 30th 2021 will go to reduce your

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