In America, by the time you turned 30, it used to mean that you were married, probably had at least

one kid, maybe a couple, maybe some on the way. You definitely were somewhat established within

your career or what you were going to do for a living. And you probably either had a house

or were in the process of buying one. But that's not the case for a lot of Gen Z.

We have two graphs today, two graphs that we're going to analyze for this episode to try

to take a look at what is going on because every generation seems to have an answer for Gen Z.

The boomers, Gen X, millennials, everyone just thinks that they should probably just, I don't know, work harder or pick themselves up by their bootstraps. And guess what? There's probably an element of that that is true in certain circumstances, but it cannot be denied that certain things have changed. Certain conditions have changed that make the environment different from Gen Z.

And that doesn't mean that nothing can be done about it.

It just means it has to be properly understood because if you're giving answers that worked under different conditions,

well, don't be surprised when they don't work under current conditions.

And what's really dangerous is that if you're giving good advice just not for the right moment, people can come to

the conclusion that it's the good advice that's the problem since it isn't working the way you

promised. And what we need to understand is the operational environment in which Gen Z finds itself

so that we can offer solutions and offer better conditions so that they can start to achieve

the things that most Americans just kind of took for granted. That's what we're going to be discussing on this episode of Making the Argument. I am your host, Nick Fratis with me in the studio of my beautiful bride, Tina Queen of the Bees. Hello, everyone. As well as our resident historian, our political prognosticator, the Oracle of Virginia, and new homeowner. You hide the key. I'm changing out the locks.

Don't worry. Yeah, sure, sure. All right. Anyways, yeah, congratulations, Christian. I bought it today.

You are a millennial and a first-time home owner, and it's a nice place. It's a nice place.

It is a nice place. Yeah. It needs a little bit of work work, but I mean, you know, part of the reason that we're going to do today's podcast is because it was just a few years ago that I was telling Tina, I'm like, dooming really hard. I'm like, I'm never going to be able to buy a house. It's never going to happen. And in my case, things worked out in the sense of like I found really good jobs.

I saved a lot of money.

But, you know, it was a difficult process.

I actually got denied for my first mortgage application.

It took me a little bit of work to make this happen.

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