The future of Apple Card
9to5Mac Daily
9to5Mac
4.6 • 624 Ratings
🗓️ 8 January 2026
⏱️ 7 minutes
🧾️ Download transcript
Summary
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Stories discussed in this episode:
- Apple confirms Chase takeover for Apple Card and reveals new details
- Apple reportedly finds Apple Card partner to replace Goldman Sachs
- Kentucky launches new mobile ID app, Apple Wallet support coming soon
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Transcript
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| 0:00.0 | Welcome to 9 to 5 Mac Daily for Thursday, January 8th, 2026. I'm your host, Chance Miller. |
| 0:09.6 | Leading off today, yesterday afternoon, the Wall Street Journal reported that Apple and Chase had come to an agreement for the bank to take over Apple card, replacing Chase as the issuer. |
| 0:19.8 | Just a couple of hours after that Wall Street |
| 0:22.5 | Journal report, Apple published a press release on its website confirming the news. It's been well |
| 0:28.0 | reported over the last few years that Goldman Sachs wanted out of its partnership with Apple |
| 0:32.8 | due to mounting losses from the Apple Card and its broader consumer finance division. Apple was reportedly |
| 0:39.8 | in talks with a number of different banks about taking over Apple Card, including Chase, American Express, |
| 0:45.7 | Capital One, and Synchronic. Chase, however, has come out on top. Apple says the transition will occur |
| 0:52.3 | over the next 24 months, and during this transition, |
| 0:56.1 | Apple card users can continue to use their card as they normally do. |
| 1:00.5 | Additional details regarding the transition will be shared with users as the official date approaches. |
| 1:06.4 | Apple also published a new page on its website with answers to frequently asked questions about Apple |
| 1:11.8 | cards move to Chase. The company says that existing Apple Card users do not need to reapply. |
| 1:18.2 | MasterCard will continue to be the payment network for Apple Card. You should continue to pay your |
| 1:23.4 | balance as you do today. Once the transition is complete, Apple card balances for open accounts |
| 1:29.6 | will be with Chase. You can continue to manage your Apple card in the wallet app on your iPhone. |
| 1:35.6 | You can continue to use your physical Apple card as normal. Apple says any changes or additional |
| 1:41.4 | information regarding new physical cards will be shared as the |
| 1:45.0 | transition date approaches. You can continue to purchase Apple products with Apple Card |
| 1:50.0 | monthly installments when you check out on Apple.com in Apple stores and in the Apple Store |
| 1:55.5 | application. You will continue to earn up to 3% unlimited daily cashback on every purchase. |
| 2:03.0 | Apple Card will also continue to have no fees, no annual fees, no late fees, and no foreign |
... |
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