Today, the entire economic system is set up with the assumption of dual incomes.

They have intentionally made providing for a household on a single income extremely difficult.

They want households with moms staying with the children to be an upper middle class luxury lifestyle, totally inaccessible to the

majority of the population in the middle and working class. For the generation just starting out

today, things are far more difficult. The boomer might well be right that the millennial and

Zumer just doesn't have the work ethic his generation had.

But he does not consider how much greater that work ethic was rewarded in his day.

This is one of my favorite chapters by far, because the reality is that that life is more difficult for for younger people today.

And you know, and I and I see it from both perspectives.

Just like just like you said in the book, Andrew, you know, yes, there is a work ethic problem with some people.

There's just no question about it.

But also, I know a lot of very hardworking, you know, zoomers or whatever we call them

nowadays. And there's a lot of frustration and angst about the difficulty of things. And so

this chapter kind of, you know, does not, does not try to put that under the carpet or anything

like that. It meets it square on.

This is a mountain.

This is a cliff to overcome.

It might be steeper than it was when your dad grew up or whatever, but it doesn't mean

it doesn't need to be climbed.

It still needs to be climbed.

Right.

Right.

...