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Here & Now Anytime

The flood insurance market, explained

Here & Now Anytime

NPR

News

4.1953 Ratings

🗓️ 16 July 2025

⏱️ 23 minutes

🧾️ Download transcript

Summary

Nearly every county in the U.S. experiences flooding, yet few homeowners have flood insurance policies. The Insurance Information Institution's Mark Friedlander explains the market. And, fires in the Grand Canyon have scorched more than 60,000 acres along the North Rim, and dozens of National Park Service facilities burned to the ground. Michel Marizco at KJZZ in Phoenix explains the impact. Then, Sayfollah Musallet, a U.S. citizen from Tampa, Florida, was beaten to death by Israeli settlers while he was visiting family in the West Bank. His father, Kamel Musallet, joins us.

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Transcript

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0:00.0

Support for Here and Now Anytime comes from MathWorks, creator of MATLAB and Simulink software for technical computing and model-based design.

0:09.2

MathWorks accelerating the pace of discovery in engineering and science. Learn more at Mathworks.com.

0:17.5

WBUR Podcasts, Boston.

0:22.6

Time and time again, we see these catastrophic flood events where very few consumers have a flood policy.

0:32.4

If you're like most American homeowners, you probably don't have flood insurance.

0:39.6

What you need to know, even if you're far from the current disaster zones in Texas and New Jersey.

0:51.8

It's Wednesday, July 16th, and this is here and now anytime from NPR and WVR, Boston.

0:58.1

I'm Chris Bentley.

1:01.6

Today on the show, as wildfires raged through Grand Canyon National Park, Arizona officials

1:08.0

criticized the Trump administration and the National Park Service for letting it get out of hand.

1:13.7

Also, the U.S. ambassador to Israel is calling the killing of an American citizen in the West Bank

1:19.3

a criminal and terrorist act. We'll speak with the father of Seifala Musilet, who says his son

1:25.8

was beaten to death by Israeli settlers.

1:28.8

He was the most loved one between all of his friends. He was the one that made them laugh.

1:34.2

That interview coming up in about 10 minutes. But first, flooding is a huge and growing problem

1:41.5

for just about every part of the country. The latest reminders of that

1:46.0

reality are the flash flooding in New York and New Jersey that killed at least two people

1:50.2

and closed down subway lines earlier this week, and of course the catastrophic flooding

1:55.5

along the Guadalupe River in central Texas. That news had many of us at here and now,

2:00.8

wondering why do so few homeowners

2:03.3

have flood insurance policies? And should they get one? To better understand the flood

2:08.7

insurance market, we called up Mark Friedlander. He's with the Insurance Information Institute.

...

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