It's back to school season and as always the topic of student loans and education

funding is top of mind. Beyond the policy debates though, where can technology be

specifically useful to help students and young people navigate some of their first big

financial decisions.

In this episode from October 2020, Amira Yayawi, the founder and CEO of Moss, a platform that helps students with their banking

needs like getting financial aid for college, joins A16Z general partner Anish Acharya,

A6 and Z partner Sima Amval, and hosts Lauren Murrow to discuss FinTech for Gen Z and

millennials.

They dig into some of the issues around student loans today, the underserved banking needs of

this group,

and how FinTech can help younger consumers

get set up for a better financial future.

Hi, and welcome to the A16Z podcast.

I'm Lauren Murrow. millennials and Gen Z have been hard hit by the one-two punch of the 2008 and 2020 financial crises.

That experience has radically shaped their approach to finances and their mindset around credit and debt.

This episode explores how FinTech founders are now designing products tailored to the financial challenges

of that younger generation, from managing and avoiding student loans, building credit to saving and budgeting

apps. Historically, students have largely been overlooked by traditional banks for reasons we'll

get into. Due to a combination of economic forces, predatory lending practices, and

uninformed decisions, millennials have more outstanding student loans and

owe more money than any prior generation.

According to a poll conducted this month by the data intelligence company Morning

...