The DUMBEST Things People Actually Spend Money On!

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 1 May 2025

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan. Dropping $10 on latte art . . . Waste of money or totally worth it? In this episode, Rachel and George call out the dumbest things people spend money on, plus you’ll find out what questions to ask next time you’re tempted to splurge. Next Steps: 🎥 Watch our video Frugal Fails That Might Actually Ruin You. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Sparkling Pear Mocktail Recipe: Cotter Crunch 3 Anjou pears 1/3 cup water 1 tablespoon mulling spices 2 cinnamon sticks 1/4 teaspoon ground ginger 1 teaspoon vanilla extract 1/4 cup maple syrup 24 ounces sparkling apple juice Instructions: Place the peeled, sliced pears and water in a high-speed blender. Blend until smooth. Add the pear puree in a small pot along with the mulling spices, cinnamon, ginger, and vanilla. Mix together and let the pot simmer for 15 minutes on medium low. Remove from heat, mix in the maple syrup and cool. Once cool, strain and store the remaining syrup in a sealed jar. Place in the fridge until ready to use. To make the mocktails, place sugar on a large plate. Coat the rim of a wine or cocktail glass with egg white then dip in the plate of sugar. Add 1/4 cup pear syrup followed by 5–6 ounces of sparkling apple juice. Stir then add ice, if desired, and garnish with herbs. Repeat to get 4–6 mocktails. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we're talking about the dumbest things that people spend money on.
0:08.4	And let me tell you, there was no shortage of content here.
0:11.1	Oh, and there was a lot.
0:12.4	Everyone's got their thing.
0:13.7	You know, some people, it's their coffee and their lattes.
0:16.1	And this time, we're going to roast each other for the things that we spend money on that are done.
0:19.5	Okay, hold on.
0:19.9	Let me, like, prepare my sensitive soul.
0:27.9	Hey guys, I'm Rachel.
0:29.6	I'm George.
0:31.3	And this is Smart Money Happy Hour.
0:39.0	Cheers. Cheers.
0:39.7	Cheers.
0:40.3	A very delicate cling today because this drink is very, it's doing the most.
0:44.4	It's delicious.
0:45.7	Well, this is the show where two friends who happen to be money experts talk about what you're talking about.
0:49.8	So everything from pop culture, current events, and money.
0:52.4	What are we, what are we sipping on?
0:53.8	We are sipping on a sparkling pear mocktail. And I can tell you right now, this is, this might be
0:59.4	one of the top three we've had. It's really good. It's unstoppable. It's a force to be reckoned with.
1:04.3	Delicious. So stick around until the end. We're going to give you the rating and be of the cost per glass at the end of the episode. Yes. So I'll just say this.
1:11.2	As we were prepping for this episode, we were like, okay, let's list off a couple of things that, you know, we think are just dumb in general.
	...

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