The Dirty Little Secret Behind Credit Card Rewards (Hour 2)

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 38.5K Ratings

🗓️ 17 March 2023

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dr. John Delony & George Kamel answer your questions and discuss: "Should I save up for a down payment or pay for a house in cash?" The truth behind credit card reward points, "How do I best prepare for my future family?" "I have $230k in undergrad student loan debt", "I'm having a hard time emptying our savings to pay off debts" "We have rental properties but no retirement" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	But
0:08.1	Oh
0:10.1	Oh
0:29.5	Live from the headquarters of Ramsey Solutions
0:32.8	Broadcasting from the pods moving in storage studio. It's the Ramsey show live from Franklin Tennessee
0:38.7	Where we help people build wealth do work they love and create incredible relationships. I'm John Deloney
0:45.7	Join here by one of the greatest humans who's ever lived George camel and we are taking your calls on life money
0:52.3	Relationships marriage whatever you got going on we probably have an opinion
0:56.3	Give us a buzz at triple eight eight two five five two two five the call is completely free triple eight eight two five
1:03.7	Five two two five
1:05.4	We're not supposed to talk about him, but let's go out to Bruno in Lincoln
1:09.9	What's up Bruno there Bruno how sick are you of that?
1:12.6	Hey, that's up. How's that guys are you good? Hey, are you sick of the don't talk about Bruno jokes because I'm just gonna keep making them
1:18.8	Oh, yeah, yeah, I hear that a lot
1:21.8	Hey, my name rhymes with the with the bad lunch meat. So same team. All right. So what's up, dude?
1:28.0	My question is
1:30.0	You better just save only for a 20% down payment to go ahead and purchase at house or may wait for the max five years and then
1:39.3	buy the house cash
1:42.7	Okay, so walk us through the situation so you're debt free with an emergency fund and now you're looking to become a home owner
1:48.8	And you're saying hey in five years I could pay cash for a
1:51.9	three four hundred thousand dollar home
1:54.2	Is that the idea? Yeah, I'm looking at you 50 300. Yeah, that's the range
	...

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